Inlet View Insurance is based in Surfside Beach, South Carolina. We have exclusive insurance plans for both boat insurance and recreation insurance coverages. In South Carolina you are likely to experience dangerous winds, tornadoes and even hurricanes. The carriers we work with provide many towing options, hurricane haul-out options, and boat towing. If you own a boat you need to be aware that your home insurance policy only provides very limited coverage to protect your boat. In most home insurance policies, you would only be reimbursed up to $1,000 worth of coverage if your boat is damaged by fire, vandalism, and wind. At Inlet View Insurance we help to protect your fishing boat, sailboat, or pontoon boat with values up to $350,000. For greater values you will need to see our Yacht coverage. Protect your boat while on the water or while stored, as well as protecting yourself, your family and others. It’s important to find the best boat insurance coverage for your individual needs and we’re here to help. The truth is that boat insurance is just as essential as car insurance, and some may argue you may be at a higher risk on the water than on the highway because you’re more exposed to nature and inexperienced boaters. It doesn’t matter how experienced you are, it is very tedious, borderline impossible to protect yourself against nature.
When you get into a car wreck on the highway everyone is required to have auto insurance on the car that they drive. When you are out on the water with your family fishing or just joy riding and you get into a collision with another boat and your boat is now damaged and a family member is injured; without proper watercraft insurance, you will be responsible for the medical bills and personal liability in amounts that are greater than the boat’s value altogether. If you are unwilling to drive without car insurance, you should not put your boat on the water without boat insurance. The investment in your boat is worth the price of insurance coverage to protect your boat and family. This is why it is very important to have good boat insurance before you take your boat on the water. A Lot of people ask the question “Why do I need boat insurance coverage in the winter?” The reason it is essential to have boat insurance year round is because in the off season months when your boat is stored it can be victim to fire, theft, or it can even be vandalized.
In conclusion boat insurance is important and should be on your boat before you put your boat on the water. At Inlet View Insurance we help to protect your boat with values up to $350,000. It doesn’t matter how experienced you are or how lucky you think you may be, it is basically impossible to protect your boat against nature and inexperienced drivers. Another good reason to have boat insurance is to protect family members and friends who are injured on your boat; it protects you from having full liability and having to pay extremely high medical bills. Protect your investment with our boating insurance and we will protect you.